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What happens next

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2. If the page is wrong, we fix it.
3. If the fix changes a fact, number, rule or deadline, we add a short note at the end of the page. It says what changed and when.
4. If the source doesn't back up the change, we leave the page as it is. We may write back to tell you what we found.

Our editorial policy explains how we pick sources and fix mistakes.

What this site can't do

FreeHealthInsurance.com is a private guide. It is not a government office. It is not HealthCare.gov, Medicare, Medicaid, CHIP or a state agency.

• It can't take applications. It has no forms.
• It can't see, check or change any application, account, card or case.
• It can't promise that you qualify for a program. Only the program you apply to can decide.
• It can't give medical, legal or tax advice.

This site never asks you for money or for personal numbers. HealthCare.gov says ↗ the Marketplace, its assisters and your state will never ask for your credit card or for payment to keep or qualify for coverage. If someone does, you can report it. The table below shows how.

Help lines for coverage, care and a crisis

For help with an application, an account or a crisis, go straight to the people who can act on it. Each number below comes from the program's own website. We checked each one on October 19, 2026.

Start with the row that matches what you need. If you aren't sure where to start, 211 can point you to local help. Email is not the way to get help in a crisis. Call or text 988, or call 911 in an emergency.

Reach FreedInsure by phone or mail

FreedInsure LLC publishes this guide. It is a private insurance agency, not a government office. Its phone number is (844) 788-3733. If you don't qualify for Medicaid or CHIP, a licensed agent there can compare Marketplace plans with you. You never have to use FreedInsure to get coverage. You can apply on your own with the help lines above.

FreedInsure is a private insurance agency that owns this website, not a government program. If you enroll through FreedInsure, it may be paid by the insurer. FreedInsure can't help with Marketplace plans in DC, ME, MD, NV, PA or VA, or in states where its agent isn't licensed (CO, CT, ID, MA, MN, NM, RI, VT, WA). If you live in California, Georgia, Illinois, Kentucky, New Jersey, New York or Oregon, your state runs its own marketplace. To shop or enroll there, use your state's official marketplace (healthcare.gov ↗).

• FreedInsure can't enroll you in Medicaid or CHIP.
• FreedInsure's licensed agent, Constantino Lardi (NPN 20230457), is licensed in 42 jurisdictions. See the license list.
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To write by mail: FreedInsure LLC, 1151 Broad Street, Suite 301, Shrewsbury, NJ 07702.